Personal Injury Protection
Medical Providers and Florida’s Personal Injury Protection System
A child was ejected from his vehicle in a March 2013 car accident and flown by helicopter to a hospital in West Palm Beach. He died from his injuries soon after arriving at the hospital. The air ambulance billed $27,975 for its services. The child’s father had car insurance through State Farm Mutual Automobile… Read More »
Your PIP Insurance Policy and the 14-Day Rule
Because Florida is a no-fault state, your auto insurance company must provide coverage for your medical bills, lost wages, and other related expenses whenever you are injured in a car accident. That coverage is limited by the terms of your insurance policy, but the minimum coverage that you must purchase is $10,000. (Note that… Read More »
PIP Repeal Efforts Fail Again
The latest attempt to repeal the state’s no-fault car insurance system recently died in a Senate subcommittee. Florida is one of only two states that doesn’t require car owners to purchase bodily injury and property damage coverage. Lawmakers have tried unsuccessfully for years to replace the personal injury protection (PIP) system with a requirement… Read More »
Overview of PIP Benefits You Can Access in a Jacksonville Car Accident
In Florida, every car owner is required to have Personal Injury Protection (PIP) coverage. PIP benefits help cover certain expenses related to injuries sustained in auto accidents, regardless of who was at fault. Like other states with PIP, Florida also has its unique laws regulating PIP benefits. What Does PIP Cover? PIP benefits in… Read More »
Lawmakers Revive PIP Repeal Efforts
Efforts to repeal Florida’s no-fault car insurance system are once again under way. State Sen. Tom Lee, R-Thonotosassa, recently filed a bill that would replace the state’s personal injury protection (PIP) system with a requirement that motorists carry bodily injury coverage and medical payment coverage. This legislation is similar to the recent repeal-and-replace effort… Read More »
Senate Fails to Vote on PIP Insurance Repeal
In April the Florida House of Representatives voted to repeal the state’s personal injury protection (PIP) insurance system. But because of the Senate’s inaction, the measure will not become law — at least not until another legislative session. What Is the Law Currently? Florida is only one of ten states with no-fault auto insurance…. Read More »
Florida House Votes to Repeal PIP Insurance
The Florida House of Representatives recently voted to repeal the state’s personal injury protection (PIP) insurance system. It’s now up to the Senate whether Florida, which is still only one of ten states with no-fault auto insurance, eliminates PIP coverage in favor of bodily injury coverage. What Is PIP Insurance? Under current Florida law,… Read More »
Will Florida Reform Its Personal Injury Protection (No-Fault Insurance) System?
Florida is currently one of ten states with personal injury protection, also known as no-fault auto insurance. But state legislators are trying to change Florida’s auto insurance system. Two competing bills have recently been voted out of their respective committees and will be debated by the full legislative chambers. The state Senate Banking and… Read More »
Accidents with an Uninsured or Underinsured Motorist
If you’re in a car accident, one of the first things you should do is ask the other driver for his or her insurance information. But what if the other driver doesn’t have car insurance? According to the Insurance Information Institute, Florida has one of the highest percentages of uninsured motorists. In 2012, Florida… Read More »
Colossus: The Computer Program Routinely Used by Insurance Companies to Value Your Personal Injury Claim
Though many personal injury lawyers will assert to be able to value your claim, the truth of the matter is that most insurance agencies often use a computer system called Colossus to calculate what your personal injury is worth. Colossus was introduced in 1980 and has proven to be so effective that more than… Read More »
