Miami Consumer Protection Lawyer
Consumers have rights under both federal and state law in Miami, Florida. When a company tries to take advantage of a consumer, or to engage in unlawful practices such as fraud or harassment, the consumer may be able to file a claim for compensation. In some cases, a consumer may be able to file a class action lawsuit if she was one of multiple consumers who suffered similar injuries as a result of deceptive or unfair business practices. In other cases, debt collection companies treat consumers deceitfully, for example, employing fraudulent tactics in an attempt to collect debts. In yet other scenarios, consumers suffer harassment from robocalls and scam companies.
No matter what type of consumer protection issue you may have, an experienced Miami consumer protection lawyer can discuss your options with you.
Types of Consumer Protection Law Cases We Handle in Miami
At The Pendas Law Firm, we are committed to serving consumers throughout the Miami area with a wide variety of legal matters. We regularly assist clients with numerous types of consumer protection law issues, including but not limited to:
- Defective product claims;
- Dangerous drug cases;
- Unlawful debt collection practices;
- Lawsuits for time-barred debt;
- Wage garnishment;
- Fair credit reporting violations;
- Auto dealer fraud;
- Scams and robocalls;
- Housing and construction fraud;
- Predatory mortgage lending;
- Identity theft;
- Health care scams; and
- Class action claims.
Consumer Protection Laws in Miami, Florida
Consumers have protection under a number of federal and state laws, including but not limited to:
- Florida Deceptive and Unfair Trade Practices Act(FDUTPA);
- Fair Debt Collection Practices Act(FDCPA);
- Fair Credit Reporting Act(FCRA);
- Equal Credit Opportunity Act;
- Truth in Lending Act(TILA);
- Home Ownership and Equity Protection Act; and
- Consumer Leasing Act.
While the Florida Deceptive and Unfair Trade Practices Act protects consumers in Miami under state law, the other laws listed above are federal laws. If you are unsure about whether to file a claim in state or federal court, you should discuss your options with a Miami consumer protection attorney as soon as possible.
Understanding the Florida Deceptive and Unfair Trade Practices Act
What is the FDUTPA, and how does it work? According to the Florida Office of the Attorney General, this law is designed to be relatively broad when it comes to consumer protections. Accordingly, it covers consumers in a wide variety of deceptive, fraudulent, and otherwise unfair or unconscionable practices.
Since 2011, the Florida Office of the Attorney General reports that it has resolved more than 500 investigations and has recovered more than $10 billion. If you believe you may have a claim under Florida law, a Miami consumer protection law attorney can help you to determine the best path forward for your case.
Contact a Consumer Protection Attorney in Miami
Were you treated unfairly by a business or harassed by a debt collector? You may be eligible to file a lawsuit under state or federal law. An experienced and compassionate consumer protection lawyer in Miami can get started on your case today. Contact The Pendas Law Firm to learn more about the services we provide to consumers in South Florida.