Two Crucial Tips For Communicating Your Car Accident To Your Insurance Company
After a car accident, there are several things you need to do to ensure you protect your health and legal rights. For instance, after a car accident, you need to call the police to the accident scene and seek medical attention. Another important thing you may need to do after a car accident is to inform your insurance company of your accident. However, while you may need to report your accident to your insurance company, you should be careful about what you say to them. Often, it is advisable to allow a car accident attorney to speak to your insurance company on your behalf. Allowing an attorney to handle the communication with your insurance company can ensure your rights remain protected. Even though you have the capability to properly communicate your accident to your insurance company, keep in mind that the confusion that comes after an accident can lead to you saying something wrong. Unfortunately, saying one wrong thing to your insurance company can jeopardize your case.
However, even when you decide to allow an attorney to speak to your insurance company on your behalf, it is crucial that, after your accident, you reach out to one without wasting time. This is because when it comes to reporting accidents, insurance companies usually give individuals a limited amount of time to do so.
If, for whatever reason, you choose to speak to your insurance company without the help of a car accident attorney, keep the following tips in mind:
Only Report the Facts
It is natural to want to explain every detail about your accident to your insurance company. But, how much should you share with your insurance company? Experts advise motorists to give honest answers while remaining vigilant about giving unsolicited details. While you need to remain honest with your insurance company, you need not strain to provide details you are unsure of. Trying to provide specifics, for instance, may lead to a false recount. Therefore, instead of specifics, it is advisable that you stick to providing estimates.
Avoid Assuming Blame
One of the worst mistakes you can make after contacting your insurance company is admitting fault. This post-accident misstep can jeopardize your chances of obtaining fair compensation. Even if you strongly believe that you played a role in causing the accident, keep in mind that a lot goes into determining fault when it comes to car accidents. Determining fault is rarely a walk in the park. So, while assuming blame may feel righteous, it may not be the right thing to do. It could lead to a lower settlement than you deserve. If, for example, you want to file a claim against your uninsured or underinsured motorist coverage, telling your insurance company that you played a role in causing your accident can lead to a low settlement.
Contact Our Orlando Personal Injury Attorneys
If you, your friend, or a loved one has been injured in a Florida car accident, contact a Florida attorney immediately. Our Orlando personal injury attorneys at The Pendas Law Firm can help you with your car accident case. We can help you deal with insurance adjusters and recover the compensation you deserve. Contact us today to schedule a consultation.
The Pendas Law Firm also represents clients in the Miami, Ocala, Jacksonville, Tampa, Daytona Beach, West Palm Beach, Fort Myers, Fort Lauderdale, and Bradenton areas.
Resource:
m.flsenate.gov/statutes/627.727
